Important Medicare Dates
January 18, 2021
When can I join, switch, or drop a plan?
You can join, switch, or drop a Medicare health plan or a Medicare Advantage Plan (Part C) with or without drug coverage during these times:
- Initial Enrollment Period. When you first become eligible for Medicare, you can join a plan (see page 17).
- Open Enrollment Period. From October 15 – December 7 each year, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7).
- Medicare Advantage Open Enrollment Period. From January 1 – March 31 each year, if you’re enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time.
Becoming a parent changes everything. Once a child enters your life, their safety and future become your highest priority. You prepare their meals, schedule their checkups, save for school, and teach them right from wrong. Still, one of the most important forms of protection often gets overlooked: life insurance. Life insurance can provide vital security for your children and spouse in the event of an unexpected tragedy. It is not just about covering financial losses. It is about ensuring your loved ones have the support they need to keep moving forward. This guide explains why life insurance is essential for parents, how it supports long-term goals, and what type of policy may fit your family best.
As backpacks are packed, lunchboxes are labeled, and school bells start ringing, it’s officially back-to-school season. Whether your child is starting kindergarten or heading into their final year, this time of year is full of excitement, fresh routines, and a few new germs making their rounds. With the return to classrooms, cafeterias, and crowded hallways, it’s a great time to review some simple health and hygiene habits to help keep your family safe and well all year long.