Important Medicare Dates
January 18, 2021
When can I join, switch, or drop a plan?
You can join, switch, or drop a Medicare health plan or a Medicare Advantage Plan (Part C) with or without drug coverage during these times:
- Initial Enrollment Period. When you first become eligible for Medicare, you can join a plan (see page 17).
- Open Enrollment Period. From October 15 – December 7 each year, you can join, switch, or drop a plan. Your coverage will begin on January 1 (as long as the plan gets your request by December 7).
- Medicare Advantage Open Enrollment Period. From January 1 – March 31 each year, if you’re enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time.
Planning for the future means more than just thinking about retirement savings or where you’d like to live in your golden years. One of the most impactful and thoughtful things you can do for the people you love is to prepare for the moment you’re no longer with them. That’s where life insurance steps in, not just as a safety net, but as a powerful tool in estate planning and ensuring your family is protected financially.
A straightforward guide to understanding the types of life insurance, how they work, and how to choose the right coverage for your needs. Life insurance is one of the most important tools available for financial planning, yet it’s often misunderstood. While it can feel complex, at its core, life insurance is simply a way to provide security and peace of mind for your loved ones. When you pass away, a life insurance policy can help your family manage final expenses, ongoing bills, or long-term goals without being financially overwhelmed. In this post, we’ll explain the different types of life insurance, how they work, and how to determine which one fits your needs.