Life Insurance: Start Young

June 6, 2023

 

One topic we often discuss with our younger clients -- that life insurance is not just something to consider in old age. Though more and more people are purchasing life insurance—in 2022, about 52% of Americans had life insurance in one form or another—many are still punting. Putting off purchasing life insurance only means that it will be more expensive later, and you may not qualify. Right now, you’re the youngest (and probably the healthiest) you’ll ever be, and life insurance premiums will only increase as you age. Even if you have group life insurance with your employer, you can always add an individual plan and minimize your premium. The best time to buy life insurance is 20 years ago. The second best time is today. Give us a call or send us an email to discuss your options.

The Role of Life Insurance and Your Family's Future

June 27, 2025
Planning for the future means more than just thinking about retirement savings or where you’d like to live in your golden years. One of the most impactful and thoughtful things you can do for the people you love is to prepare for the moment you’re no longer with them. That’s where life insurance steps in, not just as a safety net, but as a powerful tool in estate planning and ensuring your family is protected financially.

What is Life Insurance

June 27, 2025
A straightforward guide to understanding the types of life insurance, how they work, and how to choose the right coverage for your needs. Life insurance is one of the most important tools available for financial planning, yet it’s often misunderstood. While it can feel complex, at its core, life insurance is simply a way to provide security and peace of mind for your loved ones. When you pass away, a life insurance policy can help your family manage final expenses, ongoing bills, or long-term goals without being financially overwhelmed. In this post, we’ll explain the different types of life insurance, how they work, and how to determine which one fits your needs.