Medicare OTC Benefits
June 2, 2023
This is a reminder to use up your second-quarter over-the-counter (OTC) credit before the third quarter begins on July 1. At that time, your third-quarter credit will be active, and any remaining funds from the second quarter will not be carried over. Your OTC credit can be used for a number of items—including pain relievers, cold medications, and sleep aids—so I do encourage you to take advantage of this benefit each quarter.
Planning for the future means more than just thinking about retirement savings or where you’d like to live in your golden years. One of the most impactful and thoughtful things you can do for the people you love is to prepare for the moment you’re no longer with them. That’s where life insurance steps in, not just as a safety net, but as a powerful tool in estate planning and ensuring your family is protected financially.
A straightforward guide to understanding the types of life insurance, how they work, and how to choose the right coverage for your needs. Life insurance is one of the most important tools available for financial planning, yet it’s often misunderstood. While it can feel complex, at its core, life insurance is simply a way to provide security and peace of mind for your loved ones. When you pass away, a life insurance policy can help your family manage final expenses, ongoing bills, or long-term goals without being financially overwhelmed. In this post, we’ll explain the different types of life insurance, how they work, and how to determine which one fits your needs.