Sunscreen: Don't Leave the House Without It!

March 2, 2021
A woman is applying sunscreen to her face

Sunscreen not only saves your skin from premature aging, but it could also save your life by helping to prevent skin cancer. It’s important to use a sunscreen that says “broad-spectrum” or “UVA/UVB protection.”  SPF does not measure how well a sunscreen will protect from UVA rays. UVA rays, while slightly less intense than UVB, penetrate your skin more deeply. Exposure causes genetic damage to cells on the innermost part of your top layer of skin, where most skin cancers occur. The skin tries to prevent further damage by darkening, resulting in a tan. While UVA and UVB rays differ in how they affect the skin, they both do harm. Despite the risk factors, you can safely, happily enjoy the great outdoors by protecting your skin against UV exposure with broad-spectrum sunscreen and sun-safe clothing, hats and eyewear. So, apply – and reapply – every time you are in the sun!

June 27, 2025
Planning for the future means more than just thinking about retirement savings or where you’d like to live in your golden years. One of the most impactful and thoughtful things you can do for the people you love is to prepare for the moment you’re no longer with them. That’s where life insurance steps in, not just as a safety net, but as a powerful tool in estate planning and ensuring your family is protected financially.
June 27, 2025
A straightforward guide to understanding the types of life insurance, how they work, and how to choose the right coverage for your needs. Life insurance is one of the most important tools available for financial planning, yet it’s often misunderstood. While it can feel complex, at its core, life insurance is simply a way to provide security and peace of mind for your loved ones. When you pass away, a life insurance policy can help your family manage final expenses, ongoing bills, or long-term goals without being financially overwhelmed. In this post, we’ll explain the different types of life insurance, how they work, and how to determine which one fits your needs.