Sunscreen: Don't Leave the House Without It!

March 2, 2021
A woman is applying sunscreen to her face

Sunscreen not only saves your skin from premature aging, but it could also save your life by helping to prevent skin cancer. It’s important to use a sunscreen that says “broad-spectrum” or “UVA/UVB protection.”  SPF does not measure how well a sunscreen will protect from UVA rays. UVA rays, while slightly less intense than UVB, penetrate your skin more deeply. Exposure causes genetic damage to cells on the innermost part of your top layer of skin, where most skin cancers occur. The skin tries to prevent further damage by darkening, resulting in a tan. While UVA and UVB rays differ in how they affect the skin, they both do harm. Despite the risk factors, you can safely, happily enjoy the great outdoors by protecting your skin against UV exposure with broad-spectrum sunscreen and sun-safe clothing, hats and eyewear. So, apply – and reapply – every time you are in the sun!

Why Life Insurance Matters When You Are Parents

August 19, 2025
Becoming a parent changes everything. Once a child enters your life, their safety and future become your highest priority. You prepare their meals, schedule their checkups, save for school, and teach them right from wrong. Still, one of the most important forms of protection often gets overlooked: life insurance.  Life insurance can provide vital security for your children and spouse in the event of an unexpected tragedy. It is not just about covering financial losses. It is about ensuring your loved ones have the support they need to keep moving forward. This guide explains why life insurance is essential for parents, how it supports long-term goals, and what type of policy may fit your family best.
back to school prep

Welcome Back to School: Staying Healthy as the New School Year Begins

August 19, 2025
As backpacks are packed, lunchboxes are labeled, and school bells start ringing, it’s officially back-to-school season. Whether your child is starting kindergarten or heading into their final year, this time of year is full of excitement, fresh routines, and a few new germs making their rounds. With the return to classrooms, cafeterias, and crowded hallways, it’s a great time to review some simple health and hygiene habits to help keep your family safe and well all year long.