Live in the Moment with Peace of Mind Insurance

March 2, 2021

Life insurance is one of those products that’s easy to ignore because we always want to feel young and invincible. However, it’s wise to have a financial plan in place for your family. If you're asking yourself whether life insurance is worth it, the answer is simple. Is anyone counting on you? If the answer is yes, then life insurance is worth it — especially when you have loved ones who rely on you financially. A life policy provides peace of mind and is the best way to provide for those you love once you are gone. Life insurance affords the ability for your loved ones to maintain the standard of living you have built once you are gone or to fulfil dreams that you didn’t get the chance to do together. At a time when your family is processing grief, a life policy can ease the burden of handling living expenses. You want to protect your loved ones –take the steps today of protecting their financial future. Let us help you find the right plan so you can enjoy living in the moment with true peace of mind.

June 19, 2025
What’s New This Month: Smiles, Dads, and Summer Sunshine July brings longer days, warm weather, and the perfect excuse to slow down and reconnect with what matters most—our health, our families, and the support systems we trust. At Crawford Benefits, we’re embracing this season with a mix of celebration and education. From health awareness to personal milestones, this issue highlights meaningful topics that affect the lives of the people we serve.  Inside, you’ll find updates on Oral Health Month, an exciting new video series explaining the ins and outs of Life Insurance, and a special Father’s Day spotlight on our incredible team. We’ve also included a friendly reminder to report any income changes that could impact your tax credits, and to top things off, we’ve picked two refreshing summer recipes you can easily try at home. There’s something in this month’s issue for everyone—take a few minutes and enjoy.
May 22, 2025
Vision care often falls to the bottom of the priority list, especially for individuals without noticeable changes in their eyesight. However, routine eye exams are a key part of preventive healthcare—and their benefits extend well beyond correcting vision. Regular visits to an optometrist or ophthalmologist can help detect broader health issues, protect against vision loss, and contribute to your overall well-being. What Happens During a Comprehensive Eye Exam? A routine eye exam is more than just reading an eye chart. It typically includes: Visual acuity testing (how well you see at various distances) Eye muscle and alignment tests A refraction assessment to determine prescription needs Examination of the retina and optic nerve (often using dilation) Screening for eye conditions such as glaucoma, macular degeneration, or cataracts Depending on your health history, your provider may also check for signs of systemic conditions like diabetes or high blood pressure. Why Eye Exams Matter—Even with Good Vision Many eye diseases develop slowly and without symptoms. By the time vision changes occur, damage may already be significant. A comprehensive eye exam can reveal early warning signs of: Diabetic retinopathy Hypertension Glaucoma High cholesterol Neurological concerns such as increased intracranial pressure or stroke risk In some cases, an eye exam may be the first indication of an undiagnosed medical issue. How Often Should You Have an Exam? The American Optometric Association offers the following general guidance: Adults aged 18–60: Every one to two years Adults aged 61 and older: Annually Children: First eye exam at 6–12 months, then periodically as recommended Individuals with health risks (e.g., diabetes, a family history of eye disease): More frequent exams may be required Vision Insurance vs. Medical Insurance It’s important to understand that vision insurance typically covers routine eye exams and benefits for lenses, frames, or contacts. Medical insurance, on the other hand, may cover eye care only when related to a medical condition or emergency. Protecting Your Eye Health Whether you need corrective lenses or not, annual eye exams help safeguard your vision and overall health. Consider scheduling a routine exam this year—and encourage others in your family to do the same.